To better understand unemployment insurance

Existing since 1958, the unemployment Insurance has been established to support, financially, the people who lost their jobs involuntarily. The allowance paid depends on the contribution formerly paid by the unemployed person.

How does it work ?

All employers and employees in the private sector have the obligation to take out unemployment insurance. A few employees of the public must also comply.

This insurance is purchased while the insured person is still in office. During his years of service, a contribution of the order of 6.45 % is levied on their gross salary. On this percentage, the 4, 05 % is the responsibility of the employer.

If one day, the employee will lose involuntarily his employment, he will receive a monthly income in the form of allowance. This right, however, is not open to all employees who have contributed, but only to those who have contributed sufficiently.

How much is the allowance ?

For the majority of people who have lost their jobs, the amount of the allowance amounts to around 72 % of their former net salary.

This allowance is paid for life ?

No, the allowance will be paid only for a limited time. Usually, this lasts for two years and three for workers over 50 years.

For the unemployed person not only of this allocation, many of the incentives to return to employment or to enhance their skills have been put in place. Thus, it is brought to their knowledge that :

  • by doing an activity, the payment of the allowance will be extended for a few months
  • by collecting a salary, the allowances are added
  • following training, they will continue to receive the allowance
  • with the project of creating a company, a part of the allowances due will be paid in the form of start-up capital
  • looking for a new job, the laid-off economic benefit from a personalised support to improve their conversion